Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

    PHRONESIS GROUP CONSULTING


OUR SERVICES  

WHAT WE OFFER:  

At Phronesis Group Consulting,  we are committed to helping people, businesses, and communities by providing solutions to their business needs development and financial planning services, including:

  • Feasibility Analysis
  • Business Plans
  • Lender Readiness
  • Credit Analysis
  • Financial Projection
  • Financial Planning 
  • Market Research Analysis
  • Community Development
  • Business Development
  • Credit Management
  • Financial Management 
  • Tax Planning

LENDER READINESS PROGRAM

Being bankable usually refers to a business having sufficient profit, assets, and liquidity to get a loan at a bank. The term "being bankable" is also commonly applied to a marquee-value movie star whose role in a feature film ensures a profitable return. Being bankable gives you adequate power and stability to ensure profitability.

LENDER READINESS PROGRAM:  ARE YOU BANKABLE?

Lenders ultimately make a judgement call on whether or not to make a small business loan based on the borrower's credit and risk profile. Lenders will look at the following factors, so review them carefully and consider taking any appropriate remedial action:

# 1

Credit score/credit report

Lenders will review your credit report, credit score, and history of making timely payments under credit cards, loans, and vendor contracts. So review your credit report and clean up any blemishes that you can. 


# 2

Outstanding loans/ Cash flow

Lenders will review your outstanding loans and debts to determine that your cash flow will be sufficient to pay existing loans and obligations as well as the new loan contemplated.


# 3

Assets in the business.


Lenders will review the assets in the business (particularly current assets such as cash and

accounts receivable) to see if there is a good base of assets to go after in the event of a loan

default.

# 4

Time in business

Lenders will tend to look more favorably on businesses that have been operating for several years or more.

# 5

Investors In The Company 

Lenders will tend to look more favorably on businesses that have been operating for several years or more.

# 6

Financial statements

Lenders will scrutinize your financials, as set forth in the next section below.

Make Sure Your Financial Statements Are in Order.

Phronesis Group Consultation Checklist Guide

Supporting Documents Check List

Please click on the button below to download the financial checklist and email the completed form to: "[email protected]"

Financial Checklist PDF

FINANCIAL ADVISEMENT & PLANNING

  • Business and Personal  (Retirement Accounts)
  • Life Development Planning
  • Alternative Investments 
  • Market Research Analysis
  • Real Estate Investments

Business Solutions 

 Our services have been broken down into packages  to better meet your business needs each business is unique which is why we provide three unique packages for the phase of where you and your business is at. and find the best fit for you.

Level  1 Small Business Package

Best for  New Business Owners


This package includes :​

  1. Small Business Assessment 
  2. Next Step Development
  3.  Credit Analysis 

  • ​Developing  performance measures that support the company's strategic direction
  •  Lender Readiness, Loan Packaging, and Closing.
  •  Advisement  on operational improvement strategies
  •  Assisting with customer service and quality improvement initiatives

Select

Level 2  Business Package

Best Package Offer


This package includes :​

  • Developing  performance measures that support the company's strategic direction
  •  Lender Readiness, Loan Packaging, and Closing.
  •  Advisement  on operational improvement strategies
  •  Assist with customer service and quality improvement initiatives
  •  Monthly Business Assessment

  • Not- For- Profit Development

Select

Level 3 Business Package

Premier Package Offer


This package includes :​

  • Developing  performance measures that support the company's strategic direction
  •  Lender Readiness, Loan Packaging, and Closing.
  •  Advisement  on operational improvement strategies
  •  Assist with customer service and quality improvement initiatives
  •  Monthly Business Assessment

  • Not- For- Profit Development

Select

HOURS

Monday - Friday - 7 a.m. to 8p.m.

Saturday -  8am to 8p.m.

Sunday- Closed 

CONTACT US 

EMAIL: [email protected]


/
Lightbox image