OUR SERVICES
WHAT WE OFFER:
At Phronesis Group Consulting, we are committed to helping people, businesses, and communities by providing solutions to their business needs development and financial planning services, including:
Feasibility Analysis
Business Plans
Lender Readiness
Credit Analysis
Financial Projection
Financial Planning
Market Research Analysis
Community Development
Business Development
Credit Management
Financial Management
Tax Planning
LENDER READINESS PROGRAM
Being bankable usually refers to a business having sufficient profit, assets, and liquidity to get a loan at a bank. The term "being bankable" is also commonly applied to a marquee-value movie star whose role in a feature film ensures a profitable return. Being bankable gives you adequate power and stability to ensure profitability.
LENDER READINESS PROGRAM: ARE YOU BANKABLE?
Lenders ultimately make a judgement call on whether or not to make a small business loan based on the borrower's credit and risk profile. Lenders will look at the following factors, so review them carefully and consider taking any appropriate remedial action:
# 1
Credit score/credit report
Lenders will review your credit report, credit score, and history of making timely payments under credit cards, loans, and vendor contracts. So review your credit report and clean up any blemishes that you can.
# 2
Outstanding loans/ Cash flow
Lenders will review your outstanding loans and debts to determine that your cash flow will be sufficient to pay existing loans and obligations as well as the new loan contemplated.
# 3
Assets in the business.
Lenders will review the assets in the business (particularly current assets such as cash and
accounts receivable) to see if there is a good base of assets to go after in the event of a loan
default.
# 4
Time in business
Lenders will tend to look more favorably on businesses that have been operating for several years or more.
# 5
Investors In The Company
Lenders will tend to look more favorably on businesses that have been operating for several years or more.
# 6
Financial statements
Lenders will scrutinize your financials, as set forth in the next section below.
Make Sure Your Financial Statements Are in Order.
Phronesis Group Consultation Checklist Guide
Supporting Documents Check List
Please click on the button below to download the financial checklist and email the completed form to: "phronesisgroupconsulting@gmail.com"
FINANCIAL ADVISEMENT & PLANNING
Business and Personal (Retirement Accounts)
Life Development Planning
Alternative Investments
Market Research Analysis
Real Estate Investments
Business Solutions
Our services have been broken down into packages to better meet your business needs each business is unique which is why we provide three unique packages for the phase of where you and your business is at. and find the best fit for you.
Level 1 Small Business Package
Best for New Business Owners
This package includes :​
Small Business Assessment
Next Step Development
Credit Analysis
​Developing performance measures that support the company's strategic direction
Lender Readiness, Loan Packaging, and Closing.
Advisement on operational improvement strategies
Assisting with customer service and quality improvement initiatives
Level 2 Business Package
Best Package Offer
This package includes :​
Developing performance measures that support the company's strategic direction
Lender Readiness, Loan Packaging, and Closing.
Advisement on operational improvement strategies
Assist with customer service and quality improvement initiatives
Monthly Business Assessment
Not- For- Profit Development
Level 3 Business Package
Premier Package Offer
This package includes :​
Developing performance measures that support the company's strategic direction
Lender Readiness, Loan Packaging, and Closing.
Advisement on operational improvement strategies
Assist with customer service and quality improvement initiatives
Monthly Business Assessment
Not- For- Profit Development